The more you save on insurance1, the more you can spend
on your car. It’s a pretty simple equation.
We insure car enthusiasts – from classics to muscle cars,
from prestige to vintage cars and everything in between.
Cars manufactured prior to 1940
Cars 25 years of age or older
Cars older than 10 years of limited build
Motorcycles that are 25 years of age or older
Policy Features and Benefits - Comprehensive Car Insurance
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Choice of Repairer |
We understand how important it is for our customer to have a say in who repairs their car after an accident – that’s why we provide you with choice of repairer. It’s your car and your choice! |
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Agreed Value |
Having an agreed value policy means that in the unfortunate event that your car is deemed a total loss you will have the peace of mind of knowing exactly what the payout figure will be. |
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Salvage Rights |
If your car is over 25 years of age and is involved in an accident where it is a total loss, you will be given the option to retain the unrepaired vehicle in addition to being paid out the agreed value of the car. |
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Limited Usage Cover |
Why should you be paying the same as someone who drives their car every day? If you use your car infrequently let us know so we can ensure that your premium reflects the limited usage. |
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Lifetime Guarantee on Repairs |
For your peace of mind, we guarantee the workmanship and materials on all repairs authorised by us for the life of the car, for as long as you own the car. |
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No Blame, No Penalty |
If you have an accident that is not your fault and you can tell us the other party’s name, address and/or registration number, then no excess applies. |
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Laid Up Cover |
If you are in the process of restoring your car and it is not being driven, let us know as you may be eligible for a reduced premium. |
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Emergency Accommodation |
If your car is damaged or stolen and you are more than 200kms from home, we will cover up to $1,000 towards emergency accommodation and journey costs. |
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30 Million Legal Liability |
Under our policy, you have the peace of mind that you are covered for up to $30,000,000 worth of legal liability against loss or damage to someone else’s property, caused by the use of your car. |
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Trailer Cover |
If a trailer that is attached to your insured vehicle, is accidentally damaged or stolen, we will cover up to $1,000 towards costs of repairing or replacing the trailer. |
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Choose your Standard Excess |
You have the option of increasing your excess to save money on your premium. |
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Theft of Keys and Recoding |
If the keys to your car are stolen, we will pay for the repairs, replacement or recoding of your vehicle keys, locks and barrels up to $1,500. |
Before making a decision about our insurance, consider the Product Disclosure Statement and Target Market Determination.
For previous versions of our TMDs, visit iag.com.au/tmd.
1 Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount.