Effective as at 26 October 2023
"This website” means all webpages located on the www.lsvinsurance.com.au domain name.
This website is the website of Insurance Australia Limited, trading as Lumley Special Vehicles, and its related entities.
Your access and use of this website constitutes your agreement to these Terms of Use. These Terms of Use include terms that limit our liability for certain types of loss or damage and permit us to disclose your personal information to third parties (in accordance with the Privacy Statement). Your access and use of this website is governed by these Terms of Use and the Privacy Statement. By accessing and using this website you acknowledge and accept that you are bound by these Terms of Use and the Privacy Statement. If, after having read the same you do not accept them, you should log out from this website.
In addition to these Terms of Use, other conditions may apply to your use of this website, or to products and services offered via this website. As required, you will be bound by these additional terms.
We may update these Terms of Use on this website from time to time. If we do so, we will notify you in such manner as we consider reasonably appropriate, including by making the revised version available on this website. We will clearly state the date these Terms of Use were last changed. Please review these Terms of Use periodically for changes.
For your reference and convenience, this website may contain links to websites which are owned by third parties. As we cannot control third party websites, we are therefore not responsible for the content of any information on these linked sites. You are free to access these other sites, but you do so at your own risk.
Prior to disclosing your personal details on any linked site, we recommend that you peruse their Terms of Use and Privacy Statement as theirs may differ from ours.
Further, we are not liable for the content on third party websites or any loss or damage you may incur through your use of these websites.
Any collection, use or disclosure of your personal information through the use of this website, or otherwise, is subject to our Privacy Statement.
WE DO NOT GUARANTEE THAT THIS WEBSITE WILL BE FREE FROM VIRUSES, OR THAT ACCESS TO THIS WEBSITE WILL FUNCTION AS INTENDED OR BE UNINTERRUPTED. AS ELECTRONIC SERVICES ARE SUBJECT TO INTERRUPTION OR BREAKDOWN, ACCESS TO THIS WEBSITE IS OFFERED ON AN AS-AVAILABLE BASIS ONLY. SCHEDULED MAINTENANCE TYPICALLY OCCURS DURING OFF PEAK-TIMES TO MINIMISE DISRUPTION TO YOU. ALL TERMS IMPLIED BY LAW, EXCEPT THOSE THAT CAN BE LAWFULLY EXCLUDED, ARE EXCLUDED.
EXCEPT FOR ANY LIABILITY THAT CANNOT BE EXCLUDED BY LAW (IN WHICH CASE THAT LIABILITY IS LIMITED TO THE MINIMUM ALLOWABLE BY LAW), WE EXCLUDE LIABILITY (INCLUDING FOR NEGLIGENCE) FOR ANY LOSS OR DAMAGE SUFFERED OR INCURRED BY ANY PERSON ARISING DIRECTLY OR INDIRECTLY FROM:
Nothing in these Terms of Use restricts, excludes, modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law, including the Competition and Consumer Act 2010 (Cth) or the Australian Securities Investments Commission Act 2001 (Cth).
For the avoidance of doubt, this clause does not modify or otherwise affect our liability under any insurance policies we may enter into with you.
As a condition of your use of this website, you warrant that you will not use this website:
All personal information we collect from you online, either via this website or through email transmission, is personal information that you choose to submit to us in this manner. We do not collect personal information from you online without your knowledge.
This website relies on “cookies” to provide a number of services to you. Cookies are a standard for storing small pieces of data in a web browser. If your computer does not accept our cookies, you may not be able to make full use of this website. The cookies used by us are not used to track your browsing habits and we do not seek to identify any person browsing this website.
Any email transmission that is made via this website is secured using encryption techniques. We do not transmit your personal information by email externally unless you have consented to such transmission.
The insurance products described in this website are available to Australian residents only.
The website and these Terms of Use are governed by and construed in accordance with the laws in force in the State of Victoria, Australia.
If any provision in these Terms of Use is found to be unlawful, void or unenforceable for any reason, then that provision shall be deemed severable from and shall not affect the validity and enforceability of the remaining provisions.
We own copyright in the information contained in this website. Information may be printed or downloaded for personal use only. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or used in any way without our expressed approval.
If you have any questions relating to these Terms of Use, please contact us.